Why Work with Credit Envy Repair?
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Having great credit is more important than ever. Here’s why Credit Envy Repair is the right choice for your credit repair journey:

Credit Education & Legal Credit Repair
Credit repair is legal and protects your rights. We guide you through the process, helping you understand your credit report and make informed decisions.

• No Upfront Fees: You only pay after services are completed.
  
• Full Transparency: Track your progress with real-time updates.
  
• No Long-Term Contracts: Cancel anytime without penalty. If you cancel within three days, you'll receive a full refund, provided we haven’t started work.
  

Personalized & Expert Credit Repair Services
​Your credit repair journey is personalized to meet your specific needs. Our team is dedicated to helping you correct inaccuracies on your credit report and enhance your financial future. Here’s how we work for you:

Why Choose Credit Envy Repair?

• Experienced with Consumer, Business, and Mortgage Credit: Our team is skilled in working with all types of credit issues, whether personal, business, or mortgage-related.
  
• Hands-on Support: I’m directly involved in your credit repair journey. I will work with you to ensure the best results possible, from start to finish.
  
• Affordable & Transparent Pricing: We offer low, clear pricing for all services. No hidden fees, no upfront charges, and no binding contracts.
  

Our Services Include:

Customized Dispute Options:
We’ll review your credit report and create personalized dispute strategies tailored to your exact credit repair needs.​

Experienced Case Analyst:
​An expert case analyst will work with you directly, helping you throughout the entire process. We’ll be there for every step of your journey.

Custom Dispute Letters:
​We’ll prepare and send custom dispute letters to the credit bureaus on your behalf. These letters challenge inaccurate or outdated information affecting your credit score.​

24/7 Access to Your Case Status: You’ll have 24/7 access to your case status and live updates on any progress. Track your credit repair status anytime, anywhere.​

Important Consumer Rights:
In accordance with CROA and Connecticut law, you have the following rights:

• Right to Cancel: You have the right to cancel this agreement within three business days from the date of signing, with no penalties.
• Full Refund: If you cancel within this time frame, you will receive a full refund for any payments made, as long as we have not yet performed any services.

Credit Envy: Proven Expertise in Credit Repair

At Credit Envy, we guide clients through the credit repair process to help them improve their credit scores over time.
If your credit score improves, you may be eligible for better interest rates. Even a small increase in your credit score could lead to significant savings in interest on loans, mortgages, car payments, and credit cards.
While results may vary, many of our clients see improvements, and we are committed to helping you achieve your best possible credit score through legal and effective methods.

Average Credit Score Improvements

• 6-Month Average Score Increase (Results may vary):
  
  • 60 points (average increase for some clients)
    
• 35-Day Average Score Increase (Results may vary):
  
  • 10 points or more: 93% of clients
    
  • 20 points or more: 71% of clients
    
  • 50 points or more: 25% of clients
    
  • 100 points or more: 15% of clients
    
• 90-Day Average Score Increase (Results may vary):
  
  • 10 points or more: 97% of clients
    
  • 20 points or more: 82% of clients
    
  • 50 points or more: 40% of clients
    
  • 100 points or more: 25% of clients
    

Cancellation and Return Policy

As required by the Credit Repair Organizations Act (CROA), you have the following rights:

• Right to Cancel: You may cancel our services within three business days of signing up and receive a full refund for any payments made, as long as services have not been rendered.
• Refund Policy: If we do not remove more than 25% of the negative items on your credit report that we have worked on, you are entitled to a refund. Refunds are available under these conditions:
  • You have not used a credit-consulting agency or attempted to repair your credit within the two years before signing up for our services.
  • You should receive updated credit reports every 15-45 days. If you do not, please notify us.

How to Cancel Your Services
​You may cancel our services at any time by notifying us 7 days before the next billing period. To cancel, please email us at CEsupport@creditenvyrepair.com

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